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Personal Loans

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How We
Can Help

The team here at Australian Finance Solutions has over 100 years of combined experience in the finance broking industry. We have come across every type of loan scenario and situation you could think of. We excel at providing professional, timely and excellent service to our clients and pride ourselves on our communication and efficiency. We work to provide out of the box thinking and solutions to fit all kinds of circumstances.

for the things you want now

Personal Loans

What is a personal loan

A personal loan is a form of credit typically used for purchasing a vehicle, financing a holiday, consolidating debt or renovating your home. You can borrow a specific amount of money and make regular repayments to the lender. By the end of your loan term your loan is fully repaid.


A personal loan is less flexible than a credit card and does not offer additional benefits such as warranties and purchase protection, rewards or travel benefits. However, the interest rate charged for a personal loan is usually considerable cheaper than that of a credit card.

Types of Personal Loans

The two main types of personal loans are secured personal loans and unsecured personal loans. A secured personal loan is a loan that is secured against an asset, usually being a car. This kind of loan has a slightly lower interest rate and you can usually borrow larger amounts. Unsecured personal loans are not secured against anything so the interest rates are usually much higher and the borrowing capacity is usually lower.

“owning a home is a keystone of wealth - both financial affluence and emotional security.”

Suze Orman

plan of action

know your rights

Purchasing your new home can often be a stressful and sometimes daunting process. It doesn’t have to be this way. Whether this is your fifth home or your first we can help you through the process so it’s as easy as a walk in the park. We do all the research for you and present you with the best options to meet your situation. Once you’ve chosen your bank and product we get all the paperwork sorted and submitted. We are then here to help all the way through to settlement and beyond.


Learning about your financial situation

We take the time to listen to you and learn about your financial situation.


presenting suitable options to meet your situation

We present the best options to meet your financial situation. Taking the time to talk you through them so you can make an informed decision.


Application Process Through to Settlement

From preparing the initial loan application to dealing with any additional issues from the banks. We are there with you from the beginning right through to settlement and beyond.

we Will Help you every step of the way

Our team is available 24/7 to help you through the entire process. From our intitial conversation all the way through to settlement and beyond.

we will assist you 24/7

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